Personal Checking
We're here to help you find the right account for you
Take the short questionnaire below to find your best match.
What would you value most about your account?
Do you have, or plan to apply for, a loan with us?
Will you have a direct deposit coming into this account of $500 or more (employment wages or Social Security benefits)?
Do you have, or plan to apply for, a loan with us?
What's more important to you:
How often do you write checks?
We would recommend a Rewards Checking account.
Open todayWe would recommend a Premier Checking account.
Open todayWe would recommend a Choice Checking account.
Open todayWe would recommend a Access Checking account.
Open todayWe would recommend a Launch Checking account.
Open todayMost Flexible
Choice Checking
Enjoy the flexibility to bank the way you want—digitally or with paper checks and statements. The choice is yours.
- Cash-back rewards
- ATM rebates
- Digital banking access
- Unlimited Checks
Digital Friendly
Access Checking
Enjoy convenient features that let you quickly and easily manage your money—anywhere, anytime.
- Cash-back rewards
- ATM rebates
- Digital banking access
- Unlimited Checks
Just the Basics
Launch Checking
Everything you need to get ahead with your financial goals—with no overdraft or returned item fees.
- Cash-back rewards
- ATM rebates
- Digital banking access
- Unlimited Checks
Customer Testimonials
Happy customers make us happy
“I have been a loyal customer with Camden National for decades. I have tried larger banks, but find that the personal touch of a local bank makes all the difference. In addition, the perks of getting rewards and reimbursement for use of out of network ATMs is a big plus!”
Important Disclosures
1 Cash-back rewards
- Cash-back rewards for Rewards Checking
To be eligible for rewards you must sign up for paperless statements and have direct deposits of $500 or more, of your payroll, pension or government benefits, such as Social Security. At the end of each statement cycle you will be paid a $0.10 cash-back reward for every qualifying debit card purchase that posts and clears your account. Cash-back rewards are limited to $30 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. All rewards are reported to the IRS as interest income. Account must be maintained in good standing to earn rewards.
2 ATM Rebates
- ATM rebates for Rewards Checking
You receive up to $10 in rebates each calendar month when you use a non-Camden National Bank ATM in the U.S. Accept the disclosed fee and we will refund it the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction and we have not already rebated the maximum amount for the calendar month in which the foreign ATM surcharge fees were assessed. - ATM rebates for Premier Checking
You receive unlimited rebates when you use a non-Camden National Bank ATM in the U.S. per transaction. Accept the disclosed fee and we will refund that fee the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction.
Premier Checking Rates & Discounts
- 3Preferred CD Rate
If you tell us you no longer want the Premier Checking and you have a CD with a preferred interest rate, the rate will continue until the maturity date, but at renewal, the Bank's regular interest rate will apply. - 4Loan closing costs
Offer cannot be combined with any other Camden National Bank residential or consumer loan offering. Loan products listed are available to qualified applicants who meet the Bank's current loan underwriting guidelines. Offer not applicable to MSHA, FHA, VA, and RHS residential mortgages. The $500 closing cost credit and consumer loan rate discount are limited to one per calendar year. The consumer loan rate discount applies to non-real estate secured consumer loans only and is subject to change from time to time. Other terms may apply. Any loan rate discount you obtain while eligible will continue until the balance of your loan is paid off. The rules and regulations that cover residential mortgage and consumer loan products are not contained in this disclosure. To obtain additional information related to these loan products please contact a branch representative.