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*APR (Annual Percentage Rate). The rate is variable, based on the “prime rate” minus 0.51%, with a minimum floor of 5.50% APR and a maximum of 18.00% APR. The prime rate, as published in the Wall Street Journal’s Eastern Edition, was 7.50% as of March 14, 2025. The terms of the offer, which are subject to change at any time, are as follows: (1) Available only on new lines of credit $25,000 up to $300,000; refinances of existing Camden National Bank loans do not qualify. (2) A Camden National Bank checking account must be established prior to closing and must be set up with an Automatic Funds Transfer (AFT) from that account. If the AFT is canceled, the APR will increase by 0.51%. (3) Offer only for first and second homes located in Maine or New Hampshire; mobile homes, seasonal cottages, and other property types are excluded from this offer. (4) A prepayment penalty of $499 will be incurred if the loan is closed within 36 months. (5) A $50 annual fee applies as long as the account remains open, regardless of usage. (6) Loan product available to qualified applicants who meet the Bank’s current loan underwriting guidelines. (7) Other terms and conditions may apply.
1To be eligible for account bonus you must open either a Rewards or Premier checking account between February 10 and May 23, 2025. You must be an individual of at least 18 years of age. The primary owner of the account must have a Maine or New Hampshire address. You may not be or have been an owner of a Camden National Bank consumer checking account during the last twelve (12) months prior to opening this account. The minimum opening account deposit is $25. If you set up $500 or more in direct deposits within 60 calendar days of opening your account, a $300 bonus will be direct deposited to your account within 90 calendar days of the qualifying transaction. Account bonuses are reported to the IRS as interest income. Account must be open, active and not overdrawn at the time the bonus is made. Overdrawn includes any utilization of any Progressive Pay amount that may be available to you. One bonus payment per account or individual. This cannot be combined with any other offer. Employees of Camden National Bank or its affiliates are excluded from this offer. Contact the bank for further details. Limited-time offer, subject to change. Annual Percentage Yield (APY). Minimum opening balance of $25 or more. Variable-rate Annual Percentage Yield (APY) for Premier Checking varies by tier. As of 3/28/25, APY by tier for Premier Checking is 0.00% for tier below $2,500, 0.03% for tiers $2,500-$24,999.99, $25,000-$99,999.99, and $100,000+. Fees may reduce earnings. Rates subject to change after account opening.
2Premier Checking CD rates If you tell us you no longer want the Premier Checking and you have a CD with a preferred interest rate, the rate will continue until the maturity date, but at renewal, the Bank’s regular interest rate will apply.
3Premier Checking ATM rebates. You receive unlimited rebates when you use a non-Camden National Bank ATM in the U.S. per transaction. Accept the disclosed fee and we will refund that fee the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction.
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