It’s simple.
1To be eligible for account bonus you must open either a Rewards or Premier checking account between September 9 and November 15, 2024. You must be an individual of at least 18 years of age. The primary owner of the account must have a Maine or New Hampshire address. You may not be or have been an owner of a Camden National Bank consumer checking account during the last twelve (12) months prior to opening this account. The minimum opening account deposit is $25. If you set up $500 or more in direct deposits within 60 calendar days of opening your account, a $300 will be direct deposited to your account within 90 calendar days of the qualifying transaction. Account bonuses are reported to the IRS as interest income. Account must be open, active and not overdrawn at the time the bonus is made. Overdrawn includes any utilization of any Progressive Pay amount that may be available to you. One bonus payment per account or individual. This cannot be combined with any other offer. Employees of Camden National Bank or its affiliates are excluded from this offer. Contact the bank for further details. Limited-time offer, subject to change.
Annual Percentage Yield (APY). Minimum opening balance of $25 or more. Variable-rate Annual Percentage Yield (APY) for Premier Checking varies by tier. As of 2/9/24, APY by tier for Premier Checking is 0.00% for tier below $2,500, 0.03% for tiers $2,500-$24,999.99, $25,000-$99,999.99, and $100,000+. Fees may reduce earnings. Rates subject to change after account opening.
2Earning cash-back rewards. To be eligible for rewards you must sign up for paperless statements and have direct deposits of $500 or more, of your payroll, pension or government benefits, such as Social Security. At the end of each statement cycle you will be paid a $0.10 cash-back reward for every qualifying debit card purchase that posts and clears your account. Cash-back rewards limited to $30 per statement cycle. If your statement cycle falls on a weekend or a holiday, it will end on the previous business day. All rewards are reported to the IRS as interest income. Account must be maintained in good standing to earn rewards.
3Rewards Checking ATM rebates. You receive up to $10 in rebates each calendar month when you use a non-Camden National Bank ATM in the U.S. Accept the disclosed fee and we will refund it the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction and we have not already rebated the maximum amount for the calendar month in which the foreign ATM surcharge fees were assessed.
4Rewards Checking mortgage offer. Offer cannot be combined with any other Camden National Bank residential loan offering. Loan products listed are available to qualified applicants who meet the Bank's current loan underwriting guidelines. Offer not applicable to MSHA, FHA, VA, and RHS residential mortgages. The residential discount is limited to one per calendar year. Other terms may apply. The rules and regulations that cover residential loan products are not contained in disclosure. To obtain additional information related to these loan products please contact a banking center representative.
5Premier Checking CD rates If you tell us you no longer want the Premier Checking and you have a CD with a preferred interest rate, the rate will continue until the maturity date, but at renewal, the Bank’s regular interest rate will apply.
6Premier Checking mortgage closing costs Offer cannot be combined with any other Camden National Bank residential or consumer loan offering. Loan products listed are available to qualified applicants who meet the Bank’s current loan underwriting guidelines. Offer not applicable to MSHA, FHA, VA, and RHS residential mortgages. The $500 closing cost credit and consumer loan rate discount are limited to one per calendar year. The consumer loan rate discount applies to non-real estate secured consumer loans only and is subject to change from time to time. Other terms may apply. Any loan rate discount you obtain while eligible will continue until the balance of your loan is paid off. The rules and regulations that cover residential mortgage and consumer loan products are not contained in this disclosure. To obtain additional information related to these loan products please contact a branch representative.
7Premier Checking ATM rebates. You receive unlimited rebates when you use a non-Camden National Bank ATM in the U.S. per transaction. Accept the disclosed fee and we will refund that fee the next business day. For ATM transactions outside the U.S., Puerto Rico or the U.S. Virgin Islands, we will refund ATM fees if you bring us your ATM receipt showing the fee within 90 calendar days of the transaction.